No additional fees will be incurred if payment is made on time. However, if you choose to split your Atome Card bill into 3 or 6 equal monthly payments, an interest fee will be applied on any outstanding amount, which will be reflected on your bill statement.
For our fees and charges, do refer to the following：
- penalty : 10% of monthly unpaid amount due
You can also find more information in our Terms & Conditions and Loan Agreement, which are available on the Atome app.