You may receive reminders from Atome in the form of phone calls, SMS, emails, etc, be charged for overdue/late fee (10% of the unpaid monthly bill), and face disruption in your transactions if your Atome card is overdue.
For any extensive period of overdue, Atome may assign an external party to carry out Collections activities and you may bear the corresponding legal responsibility.
This is all avoidable by just paying on time!
You can find further information in our Terms & Conditions and Loan Agreement, which are available on the Atome App.