We charge the merchant a small fee for every transaction processed using Atome. This fee depends on the type of products or services the merchant sells. Generally speaking, the higher the cost of the product or service, the higher the fee.
For consumers, Atome is totally free to use, as long as:
1) You have maintained at all times a sufficient balance or credit limit in your account to enable the Bank to make the requisite debits for your purchases and/or
2) You do not miss paying your payments.