May I defer my repayment? 04 April 2023 09:43 Updated We are sorry to hear about your current situation. Unfortunately, we must inform you that it is not possible to delay payment. If there is a delay in payment, a fine will be applied according to the existing provisions. Related articles What happens when I make a late payment? What are the available loan products? Will service fees be incurred upon early full repayment? Is Atome already registered in OJK? How do I refund my purchase?