Here's a sample breakdown of how payment fees are calculated:
Order amount: Rp 650.000
Atome voucher: Rp 50.000 off
Final order amount: Rp 600.000
Pay in 3:
Payment fee (2% of final order amount) : 2% x Rp 600.000 = Rp 12.000
Monthly bill repayment: (Rp 600.000/3) + (Rp 6.000/3) = Rp 202.000
What you pay monthly for a 3-month tenure: Rp 202.000
Pay in 6:
Payment fee (2% of final order amount) : 2% x Rp 600.000 = Rp 12.000
Service fee (2,8%* of final order amount on each repayment): 2,8% x Rp 600.000 x 6 = 100.800
Monthly bill repayment: (Rp 600.000/6) + (Rp 100.800/6) + (Rp 6.000/6) = Rp 117.800
What you pay monthly for a 6-month tenure: Rp 117.800
*Service fees vary based on merchant