Is it the same as the membership fee? 05 April 2023 01:58 Updated No, as of March 31, 2022, the membership fee was removed. We only have a service fees, that is applied for 6 and 12-month installment tenors. Related articles How does it work? How much does the Sevice Fee cost? What is the difference between service fee and interest? How much spending limit in Atome App can I get? What is the difference between service fee and payment fee?