Atome is not a financial institution but an e-commerce application operated by PT Mega Shopintar Indonesia. Basically Atome connects prospective customers with other loan providers which can be P2P companies (in this case Kredit Pintar), finance companies (in this case Atome Finance Indonesia) or financial institutions registered and supervised by the OJK. This has also been described in the Atome Terms & Conditions.
Is Atome already registered in OJK?
