Yes, when you make a full payment, it will be added directly to the total service fee until the end of the payment tenor. Example:
- Total bill: IDR 6 million/6month = IDR 1 million
- Monthly service fee : 0,5% x 6 million IDR = 30k IDR
- Total monthly installments: IDR 1 million + IDR 30 thousand = IDR 1,030 thousand
- Total billing : 1,030k x 6 months = Rp6,180,000
If you make full payment on the 3rd month, then the total payment is:
- Remaining bill: IDR 4 million
- Service fee: 30 thousand x 4 months = IDR 120 thousand
- Total payment: 4 million + 360k = IDR 4,120,000
Does making a full payment still incur a service fee?
