1. What is the Member Get Member Program? 12 November 2026 10:30 Updated The Member Get Member (MGM) Program is a referral initiative by Atome that allows existing members to invite friends to join and apply for an Atome VA PayLater with the opportunity to earn rewards for successful referrals. Related articles 2. When does the MGM Program run? 6. When will the rewards be credited? 10. My successful referral was recorded in my Successful Invites history, but I did not receive the Atome VA PayLater spending limit reward. 11. I successfully invited a friend, but the invitation was not recorded and I did not receive the reward. Will I get a reminder before Auto Installment processes?